Easy Mortgages as a whole of market mortgage advisers are able to assist many clients to obtain a mortgage even if you have CCJs registered against your name. There are many lenders that now accept CCJs on their clients, However, no high street bank will have people with CCJs the lenders chosen are specialist lenders.
When you have County Court Judgments, satisfied or not, it is important to seek specialist advice when looking for a mortgage borrowing facility.
Why?
Generally, the high street lenders will decline to lend due to such factors as, the use of sophisticated computer based credit-scoring systems, combined with what they see as an unacceptable level of risk. Basically they dislike lending to customers who have had CCJs.
The specialist lenders take a different approach. They employ real people to assess an application for lending, real people who look for reasons to lend, rather than reasons not to lend, real people with discretion to consider each application of individual basis. So it is possible to get a mortgage with CCJs if you know where to go. |
